Life Planner

One week into this job and I'm gaining new knowledge every work day. Starting out my career in this office is great as I get to mingle with successful people everyday. Being in this line, offices should be empty as agents must be arranging appointments and meeting prospects. Those managers taught me a few life lessons and reminded me that I should never see myself as a salesman but as a person with rich financial knowledge, helping people to plan their finance.

Right now I am working hard on market products, define my winning edge as compared to other people and I'm going to pin this up my vision board so I won't lose my focus. My first responsibility is to do proper planning for the friends who trust me and had approached me even before I got my license. I want to make sure they can leave all these worries to me and one fine day should anything happen to them (choy), I want to visit them with chicken essence and look at them recovering fast, grateful to me for protecting them when they needed it most.

I don't know why but I feel damn happy to know that I possess such skill. I even went to the extent of asking my agent friend to give me a quotation from their company. If it's good I will help her get that product instead. At this moment, I know I am loving my job. This is called job satisfaction.

I would not say that buying insurance will make you rich or retire happily like what others claim. I say buying insurance will eliminate unnecessary worries about the future. We have many case studies and the one that stuck me most was seeing a copy of a hospital bill. This person was admitted into government hospital for 80 days staying in B2 ward. The bill came out to a whopping $222,000. Got cancer and took experimental drugs, which explains the amount. Kua zhang right? Think about it. It is possible in Singapore. We have heard people saying "In Singapore you can die, but cannot afford to fall sick." With proper medical insurance and through the competition of insurance industry, now it covers from the first cent.

You say that there is no need to buy it now since we are young. Ya wait until an illness strike and buy. Don't be so naive. Your illness will not be covered cos you will be considered high risk. You think people stupid like you.

I just asked my father how much CPF he has left. My jaw nearly dropped when he said the remaining amount will be paid in monthly instalments of about $300 when he reaches 63. Being the only son I ho seh liao lor. Please listen to me my friends. If you don't bloody know how to save, then better get someone to save for you!!

Remember, you are born into this world with nothing. But you will leave with a heap of burden. Your dependants (parents/children) need your income. You leave this world together with the skill to earn. What other way is there you tell me. I will help my friends.

如烟

我坐在床前　望着窗外　回忆满天
生命是华丽错觉　时间是贼　偷走一切
七岁的那一年　抓住那只蝉　以为能抓住夏天
十七岁的那年　吻过他的脸　就以为和他能永远

有没有那么一种永远　永远不改变
拥抱过的美丽都　再也不破碎
让险峻岁月不能在脸上撒野　让生离和死别都遥远
有谁能听见

我坐在床前　转过头看　谁在沉睡　那一张苍老的脸
好像是我　紧闭双眼
曾经是爱我的　和我深爱的　都围绕在我身边
带不走的那些　遗憾和眷恋　都化成最后一滴泪

有没有那么一滴眼泪　能洗掉后悔　
化成大雨降落在　回不去的街
再给我一次机会　将故事改写　
或欠了他一生的　一句抱歉有

没有那么一个世界　永远不天黑　
星星太阳万物都　听我的指挥
月亮不忙着圆缺　春天不走远　树梢紧紧拥抱着树叶　
有谁能听见

耳际　眼前　此生重演　是我来自漆黑 而又回归漆黑　
人间　瞬间　天地之间　下次我　又是谁
有没有那么一朵玫瑰　永远不凋谢　
永远骄傲和完美　永远不妥协
为何人生最后会像一张纸屑 还不如一片花瓣曾经鲜艳

有没有那么一张书签　停止那一天　
最单纯的笑脸和　最美那一年
书包里面装满了蛋糕和汽水　
双眼只有无猜和无邪　让我们无法无天

有没有那么一首诗篇　找不到句点　
青春永远定居在　我们的岁月
男孩和女孩都有吉他和舞鞋　
笑忘人间的苦痛　只有甜美

有没有那么一个明天　重头活一遍　
让我再次感受曾　挥霍的昨天
无论生存或生活　我都不浪费　不让故事这么的后悔

有谁能听见　我不要告别
我坐在床前　看着指尖　已经如烟

Period

Right now, I'm in the period of uncertainty again. Not saying that I lost my aims in life, just that sometimes you don't know what's coming in the short term that will affect your long term goals. My life objectives are still as clear cos everything is there on my vision board.

Gone are the days of tuition coordinating. At this moment, I find myself getting involved in lots of things, to the extent that school work is starting to feel sad at me for not touching her. Life's tough, especially when you live in a country like Singapore. I don't wait for things to happen and take me by surprise. I plan and I plan ahead.

I never let problems take over me. People say that my problems are small, I say I don't let problems get big. Small problems when unsolved get big, if you don't realise.

Now, as usual, due to my super competitive character, I cleared 3 test papers in a month (which is a feat) and is now a certified insurance agent. I don't call myself a life planner, a person who sells insurance is an agent and I don't plan your life. I can give you my point of view if you want to know about finance. What is uncertain now is whether I can have a career in this field. Oh btw I'm not from Prudential. I won't sell insurance like the private banker who introduces minibond to your grandparents, neither do I sell insurance like the Geylang peddler who sells fake viagra.

Next up is that I might be starting a company with my relatives. To be a company owner is something that a person like me cannot resist. Of course, one has to weigh the pros and cons of starting a company. We are going there to make profits, not to have a picnic. What business I'm going into will not be revealed cos I have something the other industry players don't.

Oh btw, if the Ze Qi you happen to know is a clown and nothing constructive ever comes out from his mouth and at this point you are laughing, you should just take it as it is cos you will cry if you do business with me.

And the last thing now is my scholarship. I'm glad that I did so well that I can be top few in the world and I'm going to do the same for the remaining two years regardless of the scholarship. I bet you NUS NTU students are laughing at me, saying that you can do it anytime if you were in my course. Probably you can, that is if you concentrate on studying, and probably studying is the only thing you can do.